Your spreadsheet can't
estimate your tax saving.
Excel and Google Sheets were never built for Australian investment property tax. Vestly was. It reads the ATO rules for you and shows your live tax saving, so one wrong formula never compounds for years.
Start free trial →7-day free trial, $0 today · then $9.90 per active property a month · cancel anytime
Setup time
Real cashflow per property
Negative gearing tax saving
CGT on a sale
Depreciation (Div 40 + 43)
Multiple properties
Hand to your accountant
Updates when ATO rules change
Errors
Cost
| Feature | Your spreadsheet | Vestly |
|---|---|---|
| Setup time | Hours of formula building | 2 minutes per property |
| Real cashflow per property | Manual + error-prone | Automatic, every expense |
| Negative gearing tax saving | "I think it's about $X" | Exact $ for FY 2025-26 |
| CGT on a sale | Need a separate calculator | Built-in with 50% discount |
| Depreciation (Div 40 + 43) | Often forgotten | Tracked automatically |
| Multiple properties | A new tab each time | Every property in one dashboard |
| Hand to your accountant | "Can you redo this?" | PDF or CSV in one click |
| Updates when ATO rules change | You update them manually | Updated automatically |
| Errors | #REF! · #DIV/0! · #VALUE! | None |
| Cost | Free (your time) | $9.90 / active property / month (7-day free trial) |
What a spreadsheet can’t do for you
Vestly applies ATO FY 2025-26 brackets, every state’s stamp duty schedule, Div 40 plus Div 43 depreciation, and the 50% CGT discount automatically, then keeps them current when the rules change on 1 July. A blank Excel sheet does none of that, and nobody updates it when the brackets move.
FY 25-26
ATO aligned
8
states + ACT/NT
14
deduction types
Div 40+43
depreciation
Spreadsheet vs Vestly: common questions
Can a spreadsheet calculate my negative gearing tax saving?
A spreadsheet can only calculate what you build into it by hand, and it does not know the current ATO tax brackets, the Medicare Levy, or your marginal rate. Vestly estimates your negative gearing tax saving live as you log expenses, using the FY 2025-26 brackets with the Stage 3 cuts applied.
Why move my property tracking off Excel or Google Sheets?
A spreadsheet cannot stay current with ATO rules, applies the wrong depreciation or stamp duty if a formula is off, and one bad cell reference quietly compounds for years. Vestly keeps the rules current across all 8 states and territories, so your numbers stay right when the law changes each 1 July.
Will I lose my existing spreadsheet data?
No. You can import your properties from a CSV in a few minutes, so you are not retyping anything. Your spreadsheet stays exactly as it is if you want to keep it as a backup.
Is Vestly harder to use than a spreadsheet?
It is simpler for the things that matter. There are no formulas to maintain and no broken references at tax time. You add a property in about two minutes, log expenses as they happen, and the cashflow, depreciation, CGT and tax-saving numbers update for you.
My spreadsheet is free. Why pay for Vestly?
Vestly is $9.90 AUD per active property a month - every feature, every future ATO update included, and it is tax-deductible to you as an investor. Most investors leave an estimated $3,000 to $5,000 in deductions on the table each year with a spreadsheet, so catching a single missed deduction typically pays for a year of Vestly many times over. You start with a 7-day free trial. A spreadsheet is only free if your time and the deductions it misses are worth nothing.
Stop wrestling with formulas.
Vestly tracks every property, every expense, every deduction - ATO-aligned and automatic. Start with a 7-day free trial, $0 today. Then it is $9.90 per active property a month, with every feature and every future ATO update included, cancel anytime.
Start free trial →7-day free trial, $0 today. Then $9.90 per active property a month, cancel anytime.