Your spreadsheet can't
estimate your tax saving.

A spreadsheet can only calculate what you build into it by hand, and it does not know the current ATO tax brackets, the Medicare Levy, or your marginal rate. Vestly estimates your negative gearing tax saving live as you log expenses, using the FY 2026-27 brackets with the Stage 3 cuts applied.

A spreadsheet cannot stay current with ATO rules, applies the wrong depreciation or stamp duty if a formula is off, and one bad cell reference quietly compounds for years. Vestly keeps the rules current across all 8 states and territories, so your numbers stay right when the law changes each 1 July.

No. You can import your properties from a CSV in a few minutes, so you are not retyping anything. Your spreadsheet stays exactly as it is if you want to keep it as a backup.

It is simpler for the things that matter. There are no formulas to maintain and no broken references at tax time. You add a property in about two minutes, log expenses as they happen, and the cashflow, depreciation, CGT and tax-saving numbers update for you.

Vestly is free to track your portfolio too, no subscription and no card - every future ATO update included - and a spreadsheet still cannot estimate your tax saving live or keep itself current when the rules change. Most investors leave an estimated $3,000 to $5,000 in deductions on the table each year with a spreadsheet, and Vestly catches them year-round for free. You can study a fully-worked example tax pack free; unlock and yours is generated from your records. The only paid thing is the EOFY Tax Pack ($79 per tax year), which unlocks the accountant-ready export plus 12 months of full access, including the AI features that build the pack. The cost may be deductible depending on how you use Vestly; check with your tax adviser.