Negative gearing tax saving by income
The higher your income, the more a rental loss saves you. Pick your salary to see the tax saving on a $10,000 loss, calculated from current ATO FY 2026-27 rates.
$60,000 income
30% marginal bracket
$3,350
saved on a $10,000 loss
$80,000 income
30% marginal bracket
$3,200
saved on a $10,000 loss
$90,000 income
30% marginal bracket
$3,200
saved on a $10,000 loss
$100,000 income
30% marginal bracket
$3,200
saved on a $10,000 loss
$120,000 income
30% marginal bracket
$3,200
saved on a $10,000 loss
$135,000 income
30% marginal bracket
$3,200
saved on a $10,000 loss
$150,000 income
37% marginal bracket
$3,900
saved on a $10,000 loss
$180,000 income
37% marginal bracket
$3,900
saved on a $10,000 loss
$200,000 income
45% marginal bracket
$4,700
saved on a $10,000 loss
Get the FY 2026-27 EOFY checklist by email
The documents to gather, the deductions to bring forward before 30 June, and the apportionment mistakes the ATO looks for.
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