Free tools
Free Australian property investment calculators
Every Vestly calculator in one place. Each one uses current ATO FY 2026-27 rules and covers all 8 states and territories. No signup, instant result.
Use any calculator without creating an account. When you are ready, save the property once in Vestly and it feeds straight into your EOFY tax pack.
Calculators
Negative gearing calculator
See the dollar tax saving from a rental loss at your marginal rate.
Depreciation calculator (Div 40 + 43)
Estimate building and plant depreciation, and the tax it saves you.
Property cashflow calculator
Weekly and annual net cashflow after every holding cost.
Capital gains tax (CGT) calculator
Estimate CGT on a sale, with the 50% discount applied automatically.
Real weekly cost calculator
What the property actually costs per week, before and after tax.
Land tax calculator
Annual land tax by state, on verified revenue-office schedules.
CGT 6-year rule calculator
Model the main-residence absence exemption when you rent out a former home.
Rental yield calculator
Gross and net yield, with city-by-city benchmark yields.
Investment loan calculator
Repayments and interest, interest-only vs principal and interest.
Upfront costs & stamp duty calculator
Total cash to settle: deposit, stamp duty (all 8 states), LMI, legals.
Usable equity calculator
How much equity sits behind your loan, and how much of it is accessible.
Property manager fees calculator
The full fee stack on your rent - per year and over 10 years.
Guides & reference
2026 Property Tax Changes
Negative gearing, CGT and super reforms explained - and whether you're grandfathered.
Tax deductions by state
Every deductible expense, federal plus your state rules.
EOFY tax checklist
The interactive end-of-financial-year checklist for investors.
Negative gearing by income
Worked tax-saving examples from $60k to $200k salaries.
Rent-increase rules by state
Notice periods, frequency caps and forms for all 8 states.
Property investment glossary
Plain-English definitions of 45 Australian tax and property terms.
Stop recalculating. Track it once.
A calculator gives you one number, once, and forgets it. Vestly keeps every number live on your actual property - cashflow, the negative-gearing tax saving, depreciation and CGT - and turns them into an EOFY tax pack before the October deadline, flagging anything that still needs your review.
See plansStart with a 14-day trial for eligible new customers. Vestly Pro includes your ready-to-submit tax pack.