Property Investment Software for Australian Investors
Know what your rental is actually doing, and which records still need attention before you lodge. Vestly tracks cashflow, negative gearing, depreciation and CGT, then generates an EOFY tax pack for you to review and verify. Core keeps your portfolio records current. Pro adds your generated EOFY pack, downloads, sharing and supporting AI tools. Both plans start with a 14-day trial for eligible new customers.
A$16/month with the tax pack generates, downloads and shares your pack.
Built into the workflow
The tax work your spreadsheet cannot do for you.
EOFY tax pack
Your rental income, expenses, interest and Div 40/43 depreciation sorted into the categories the return asks for. PDF + CSV, for your review or optional sharing.
Negative gearing
ATO FY 2026-27 calculations. See the exact dollar saving your rental loss is worth at your marginal rate.
Live cashflow + tax position
Rent in, every holding cost out, and the tax effect updating as you go. No end-of-year reconstruction.
CGT modelling
Model a sale before you commit. 50% discount applied automatically for holds over 12 months.
Refinance comparison
Annual savings, break-even point, and the after-tax impact of switching rates - your interest deduction drops when the rate does.
Borrowing capacity
Bank-style serviceability with the APRA buffer, if and when you look at a second one.
Properties for sale
A curated catalogue of Australian investment properties direct from developers, if you ever want to look. Filter by state and price; numbers already modelled.
Why not just a spreadsheet?
Honestly compared, row by row.
| Feature | Vestly | Spreadsheet |
|---|---|---|
| ATO FY 2026-27 tax calcs | - | |
| Negative gearing saving $$$ | - | |
| 50% CGT discount applied | - | |
| Div 40 + Div 43 depreciation | - | |
| Receipts stored against the expense | - | |
| Refinance break-even calc | - | |
| EOFY tax pack PDF + CSV | - | |
| Updates automatically with rate / bracket changes | - |
ATO FY 2026-27 tax calcs
- Vestly
- Sheet
- -
Negative gearing saving $$$
- Vestly
- Sheet
- -
50% CGT discount applied
- Vestly
- Sheet
- -
Div 40 + Div 43 depreciation
- Vestly
- Sheet
- -
Receipts stored against the expense
- Vestly
- Sheet
- -
Refinance break-even calc
- Vestly
- Sheet
- -
EOFY tax pack PDF + CSV
- Vestly
- Sheet
- -
Updates automatically with rate / bracket changes
- Vestly
- Sheet
- -
Questions investors ask
Is Vestly a property management tool?
No, and it is not trying to be. Property management tools help real estate agents run tenancies, trust accounting and maintenance. Vestly is for the owner at tax time: it tracks what your rental earned and cost, works out the tax position, and produces an EOFY pack you review and verify. Keep your agent, or do not have one - either way the records that end up on your return are the same, and that is the part Vestly handles.
Does Vestly replace my accountant?
No. Vestly organises and validates supported records, keeps estimates and unresolved items visible, and generates a tax pack for you to review and verify. You can self-lodge or optionally involve a registered tax agent for personal advice or professional judgement.
How is Vestly different from a property investment calculator?
A calculator answers one question once and forgets it. Vestly keeps the answer: every calculation runs against your real property, real expenses and real employment income together, and the numbers stay live all year. You enter the purchase price once, not five times - and at EOFY it is already a pack rather than a pile.
Is my data secure?
Yes. Vestly runs row-level security on every record, so your data is isolated from other users at the database level. Your data is hosted in Australia (Sydney), encrypted in transit and at rest, with documents in private storage behind short-lived signed URLs, and we never sell or share your data. See our privacy policy for details.
Pick your path and get started
Choose Core for portfolio tracking or Pro for the generated EOFY pack and supporting AI tools. Start with a 14-day trial for eligible new customers. No setup fee.
Takes 2 minutes.