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Vestly - built for Australian property investors

Your FY 2025-26 tax pack,
accountant-ready in 10 minutes.

Free to track all year. $79 for the pack. Accountants commonly bill $300-$500+ per property just to assemble these records - walk in organised instead.

Free to track your whole portfolio, no card required. Your full tax pack builds free; $79 per tax year sends it to your accountant.

Self-lodged FY 2025-26 returns are due 31 Oct - 90 days away

$0

to build your pack

FY 2026-27

ATO rules baked in

8

states + territories

What Vestly does differently

A tax engine disguised as a tracker.

Most trackers stop at rent in, expenses out. Vestly treats your portfolio like your accountant does - as a tax position. Four things follow from that.

01

Your saving, live.

Your estimated tax saving at your real marginal rate, updated the moment you log an expense.

02

Every deduction category.

Depreciation, capital works, interest, repairs - tracked in the right FY so nothing lapses.

03

A pack your accountant lodges from.

One click bundles the rental schedule, CGT and documents into a clean EOFY tax pack.

04

All 8 states, verified.

Stamp duty, land tax and rent rules checked against each revenue office, not scraped.

See your number

What could you save this year?

Three numbers you already know. No signup, no card.

Estimated tax saving

$5,044/ year

Based on an estimated $15,764 annual rental loss negatively gearing against your income.

Track this live - start free

Assumes an 80% loan at ~6.3% interest, 7% management, ~$4,500 holding costs and ~$5,000 depreciation. Your real figure depends on your actual loan, expenses and depreciation. FY 2026-27 ATO brackets.

The cost of a spreadsheet

Every year, the typical investor
hands the ATO an extra
$0.

Missed depreciation, forgotten capital works, expenses in the wrong year. Vestly catches them before you lodge, not after.

Where are you right now?

I already own

Get every property off the spreadsheet.

Live cashflow, your estimated tax saving, and a clean tax pack your accountant can use. No more June 30 shoebox.

Track my portfolio

I am researching

Know the numbers before you buy.

Borrowing capacity, weekly cashflow, stamp duty and the tax saving you would pocket - before you commit a cent.

Model a purchase
Everything in one place

Everything feeds the pack.

Every record you touch - rent, expenses, depreciation, CGT - lands in the right place in your tax pack, aligned to ATO FY 2026-27. The rest of the toolkit is there when you need it.

The accountant-ready tax pack

Rental schedule, depreciation, CGT events and documents - one organised file, built as you go.

Live cashflow, per property

Money in, money out, every week - and every dollar lands in the right pack category.

Your tax position, live

Your estimated saving at your real income, updated the moment you log an expense.

Depreciation + CGT, automatic

Div 40 and Div 43, the 50% CGT discount, capital works - all calculated for you.

Refinance vs live Big-4 rates

See what switching would save and how much usable equity you can draw on.

Rent-increase notices

State-compliant notices for all 8 states and territories, generated in seconds.

Model before you buy

Borrowing capacity, stamp duty and weekly cashflow for any property, any state.

AI that does the paperwork

Snap a receipt or drop a document - AI files it to the right property and category.

Trusts, SMSF, companies

Split your portfolio by entity for correct land tax and the right tax treatment.

Built only for Australia

Every figure aligned to the ATO. Every state covered.

Generic trackers and US apps do not understand AU property tax. Vestly is built for it, and only it.

8

state stamp duty schedules verified against the revenue office of each state.

FY 2026-27

ATO brackets, Medicare Levy, LITO, and Stage 3 cuts baked in.

50%

CGT discount for >12 month holds, applied automatically on every modelled sale.

40 yr

Div 43 capital works schedules at the correct historical rate per build year.

The property manager alternative

Everything a property manager does from a desk. Minus the 7.5%.

A manager's job splits in two. The desk half is systematic admin: tracking rent and chasing arrears, tenant, lease and bond records, state-compliant rent-increase notices, logging maintenance to done, reminders, the paper trail, the EOFY statements. Vestly runs that half, free. The in-person half - finding tenants, inspections, tribunal - stays with you, or you outsource it per job.

Published fee guides put the national average management fee around 7.5% of rent plus GST. Once the admin runs itself, paying that becomes a choice, not a default.

How self-managing with Vestly works

Pricing

Free to build. $79 to send.

Track your whole portfolio - cashflow, tax position, CGT, depreciation and every calculator - free, no card. Preview a fully-worked example tax pack - every page, exactly what your accountant gets. $79 per tax year generates yours from your records and unlocks the accountant-ready export.

Track + build your pack

Freeforever

Unlimited properties, cashflow, your live tax position and every calculator - plus a fully-worked example FY 2025-26 tax pack so you see exactly what your accountant gets. No subscription, no card.

Get started free

No card required.

The EOFY Tax Pack

$79per tax year

Your full FY pack, generated from your records: the PDF + CSV export and email-to-accountant, plus 12 months of full access - the AI document import, receipt scan and tax narrative that build the pack for you are all included.

Get the Tax Pack - $79

GST included. Tax-deductible. If it does not organise more than $79 of value, full refund. $99 from 1 Nov 2026.

Free to track your portfolio, no card required. See full pricing

Common questions

The questions every investor asks first.

Why not just use a spreadsheet?
A spreadsheet cannot estimate your tax saving live or keep up with ATO changes, and one wrong formula quietly compounds for years. Vestly does the negative gearing, depreciation, CGT and stamp duty maths for you, stays current with FY 2026-27 rules across all 8 states, and turns it into a tax pack your accountant can use. Most people switch because they suspect the spreadsheet is missing deductions, and it usually is.
Does Vestly work with my accountant?
Yes. Every dashboard includes an accountant-share mode and a one-click tax pack. Invite your accountant from settings and they get a read-only view of your portfolio, so they can prep your return without you exporting and emailing files around. Cleaner figures in usually means a faster, cheaper return.
Is Vestly actually accurate, and is it financial advice?
On accuracy: every figure is built on the ATO's published FY 2026-27 brackets and each state's stamp duty schedule, verified against the revenue offices. On advice: no. Vestly is a tracker and a set of calculators, not a financial adviser. It does not make recommendations, and you should run any material decision past a licensed professional.
What happens to my data, and is it safe?
Your portfolio is yours. Every record is encrypted with row-level security, so no other user can see it, and we never sell or share customer data. You can export every property, expense and document at any time, and if you cancel, account deletion permanently removes your data within 30 days.

Add your first property.
Your pack starts building.

Self-lodged FY 2025-26 returns are due 31 October. Ten minutes now and you walk into your accountant organised, not carrying a shoebox.

Free to track your whole portfolio, no card required. Your full tax pack builds free; $79 per tax year sends it to your accountant.