Changelog
What’s new in Vestly
Recent shipped features, improvements, and fixes. Built for Australian property investors.
- Improvement
Polish pass: shortlist ownership, smarter defaults, cleaner UI
A run-through every page that hadn't been touched in a while. About two dozen small fixes and a few new bits, all driven by what makes the day-to-day flow smoother.
New
- Shortlist now captures your ownership share and whether the loan is interest-only, so the cashflow estimate matches what you'd actually pay.
- Inspections marked "purchased" get a one-click "Add to your portfolio" button that carries every detail over to the new-property form.
- Negative-gearing calculator bracket table now refreshes automatically when ATO rates change - the page can't drift from what the engine uses anymore.
Better
- Refinance now scales the loan balance by your ownership share (was using the full loan).
- Land tax uses a smarter default land-value ratio per property type (houses, units, townhouses, vacant land all differ).
- Rent increase calendar-month math is now exact (no more 11-month false fail at month boundaries) and AEST-safe.
- Property planner distinguishes interest-only from P+I when estimating the interest portion of repayments.
- Depreciation tool auto-selects your first property so the form arrives prefilled.
- Rent increase stops overwriting your typed effective date when you switch between properties.
- AI waitlist remembers that you've joined across visits.
- Documents drop zone is now keyboard-accessible (Tab + Enter to open the file picker).
Fixed
- Pricing page trust badges only show once paid plans go live (less misleading during beta).
- Reset-password and a few other flows now stay inside the React router instead of triggering a full page reload.
- New feature
Cashflow page rebuilt: spot leaks, missed deductions, and risk in one glance
See your cashflowBig upgrade to the cashflow page. It used to show a flat table of net cashflow numbers - now it tells you what's actually going on with your portfolio.
What's new
An insights panel at the top. Every time you load the page, Vestly checks 14 things across your portfolio and surfaces what's worth your attention - ranked by severity. Think:
- "Property A is bleeding $480 a week. That's $25,000 a year before tax."
- "Your loan rate on Property B is 7.85% - 0.5% off that would shift your cashflow by $233 a month."
- "No council rates logged for Property C - logging them adds hundreds to your tax saving."
- "Portfolio LVR is 87% - a 10% market dip would wipe out a chunk of equity."
Each insight links to the place you can fix it. No reading required.
Where every dollar of rent goes
A new bar at the top shows what percentage of every $1 of rent goes back out as expenses. If it's over 100%, the colour shifts and the copy explains: you're covering the gap with negative gearing and your salary.
Per-property cards with proper breakdown
Each property gets a card showing income, expenses, and a stacked bar of where the money goes - loan repayment, management, rates, insurance, other. Sorted weakest cashflow first so the worst performer is at the top.
Portfolio KPIs
Net cashflow (monthly + weekly + annual), portfolio value, LVR, gross yield - all on one strip, colour-coded by health.
- New feature
Compare shortlist properties + smarter tax numbers
Try CompareTwo big upgrades to the shortlist and tax pages.
Compare on the shortlist
A new Compare button at the top of your shortlist lets you pick 2-4 properties and see them side-by-side. Pick what matters most - best cashflow, biggest tax saving, highest yield, lowest upfront cost, or all-round - and Vestly tells you which property wins for that goal, with the reason in plain English.
Useful when you're deciding between two listings on the weekend.
Tax page is more accurate
We rebuilt the tax-position math so properties acquired part-way through the financial year aren't treated as if you owned them all year. Same for properties sold mid-year.
If you bought in March, your rental income and loan-interest deduction now reflect the actual months you held the property - not a phantom 12-month figure. The negative-gearing benefit and tax saving you see on the tax page are now the real numbers.
Co-owners: depreciation now scales to your ownership share automatically. Enter the full property amount from your QS schedule and we apply your share.
Plus a few smaller wins
- Edit any shortlist property without deleting and re-adding
- Property management deductions now use logged actuals when you've recorded them, not just an estimate
- Card layout fixed: action bar always sits at the bottom of every shortlist card
- Improvement
Send feedback from anywhere in the app
Try it nowThere's now a "Send feedback" button right in your account menu (top-right avatar). One click opens a small form to tell us what's working, what's broken, or what you'd love to see next.
Drop us a quick rating (loving it / hitting a wall) and a message - We read every one and replies if we need more detail.
No more hunting for the contact page when you're mid-flow.
- New feature
Attach receipts to any expense
Open my propertiesYou can now upload a PDF or photo of a receipt against any expense. Hit the paperclip on a row to attach a file - the receipt also lands in your Documents vault filed against the right property.
What works
- PDF, JPG, PNG, WebP, HEIC up to 10 MB
- Auto-categorised into the vault (insurance receipts go to insurance, repairs go to maintenance, everything else goes to tax)
- Attach when you create an expense, or retroactively from the row paperclip
- One click to view; small x to unlink (file stays in your vault)
Future-you at tax time will thank present-you.
- Improvement
Cleaner expense table on mobile
The expense table on each property page now uses card-style rows on mobile (no more horizontal scroll). The receipt action sits in its own column on desktop and bottom-right of the card on mobile, with proper touch-sized buttons.
Small change, much nicer on a phone.
- Improvement
New cashflow-led landing page
For people who land on Vestly via a cashflow-themed ad ("rent in, mortgage out, what's the real number?"), the landing page now leads with weekly cashflow instead of tax saving. The dashboard preview adapts to match.
Same product, sharper message-to-promise match.
- New feature
Web push notifications
Enable in SettingsEnable web push in Settings to get rate-due reminders, missed-deduction alerts, and tax-time prompts on your phone or desktop - even when Vestly isn't open.
Works on Chrome, Edge, Opera, and modern mobile browsers. Apple users: Safari needs you to install the PWA from the share sheet first.
- New feature
Recurring expenses + reminders
Try itMark an expense as monthly, quarterly, or yearly when you log it. Vestly remembers and pings you ~10 days before the next one is due.
Works great for council rates (quarterly), insurance (yearly), strata (monthly), and loan interest. Set it once.
You can change or stop a recurrence any time from the property page.