Vestly vs propkt
A finance and tax tracker for AU property investors. ATO-ready reports without the automation layer.
A straight, feature-by-feature look at both tools for Australian property investors, including pricing and where each one genuinely wins. Verified 2026-05-25.
In one paragraph
propkt covers the core "income, expenses, depreciation, ATO reports" loop for AU investors. Vestly covers that loop plus the surrounding pre-purchase tooling (serviceability, refinance, planner) and the post-tenancy obligations (state rent-increase notices). If you're running a settled portfolio, propkt may suffice. If you're researching, refinancing, or wrangling tenancies, Vestly's tool breadth is harder to replicate.
Feature by feature
Yes / partial / no across the 14 dimensions that matter for AU investors.
| Capability | Vestly | propkt |
|---|---|---|
| ATO FY 2026-27 tax brackets + CGT | ||
| CGT calculator (50% discount, marginal rate) | ||
| Depreciation (Div 40 + Div 43) | ||
| Stamp duty across 8 states + territories | ? | |
| State-compliant rent-increase notices | ? | |
| Live bank feeds (CDR Open Banking) | ||
| CDR-accredited data flow | ||
| Bulk importer (CSV / xlsx / docx / PDF) | ? | |
| Receipt photo scan with AI extraction | ? | |
| Refinance comparison in-product | ||
| Serviceability / borrowing-capacity tool | ||
| Multi-entity (trust / SMSF / company) | ? | |
| Native iOS / Android app | ? |
Pricing side by side
What you pay and what you get for it.
| Component | Vestly | propkt |
|---|---|---|
| Price | A$12/mo, or A$16/mo with the packA$16/month with the tax pack to generate yours for review and download | Not publicly listed |
| Setup fee | $0 | Not publicly listed |
| Free trial | 14-day trial for eligible new customers | Not publicly listed |
| Contract | No lock-in - cancel anytime | Month-to-month |
| AI usage | A$16/month with the tax pack | Unknown / not disclosed |
When propkt is the better choice
- You've already used propkt and it works for you. Switching costs are real - if your data is clean and the workflow fits, don't move.
- You want a tool that does income, expenses, depreciation, and ATO reporting without anything else cluttering the screen.
When Vestly is the better choice
- You want AI doing the paperwork. Vestly reads receipts, auto-tags documents and ingests depreciation schedules straight into your records.
- You want state-compliant rent-increase letters generated for you, not just a calculator.
- You want pre-purchase tools - serviceability, refinance comparison, upfront-costs calculator, planner.
- You want transparent pricing on the public site: A$12/month to track, A$16/month with the tax pack, both listed openly.
Why investors choose Vestly
Built only for Australian investors, aligned to the ATO end to end.
Tax-accurate for AU
FY 2026-27 ATO brackets, the 50% CGT discount, Div 40 + Div 43 depreciation, and stamp duty across all 8 states and territories.
One flat subscription
Core covers tracking; Pro adds AI and the tax pack. Every plan starts with a 14-day trial for eligible new customers.
Try it with no risk
Start a 14-day trial for eligible new customers, or explore the live sample portfolio at /demo first.
Switched to Vestly from propkt? We'd love to feature your story - email hello@vestly.au.
Ready to compare for yourself?
Start with a 14-day trial for eligible new customers, or visit propkt to compare from their side.
Comparison verified 2026-05-25. Tell us if anything is outdated: hello@vestly.au