Vestly vs PropBoss
AU investor portfolio tracker with live bank feeds, AI email inbox, and a 30-year horizon.
A straight, feature-by-feature look at both tools for Australian property investors, including pricing and where each one genuinely wins. Verified 2026-05-25.
In one paragraph
PropBoss is the closest direct competitor to Vestly - same investor persona, AU-only. They beat us on bank feeds and email automation. We beat them on rent-increase notices, refinance / serviceability tools, the bulk importer, and price: Vestly starts at A$12/month with no setup fee, and the AI tools are included with Pro (A$16/month) rather than behind a per-call meter.
Feature by feature
Yes / partial / no across the 14 dimensions that matter for AU investors.
| Capability | Vestly | PropBoss |
|---|---|---|
| ATO FY 2026-27 tax brackets + CGT | ||
| CGT calculator (50% discount, marginal rate) | ||
| Depreciation (Div 40 + Div 43) | ||
| Stamp duty across 8 states + territories | ||
| State-compliant rent-increase notices | ||
| Live bank feeds (CDR Open Banking) | ||
| CDR-accredited data flow | ||
| Bulk importer (CSV / xlsx / docx / PDF) | ||
| Receipt photo scan with AI extraction | ||
| Refinance comparison in-product | ||
| Serviceability / borrowing-capacity tool | ||
| Multi-entity (trust / SMSF / company) | ||
| Native iOS / Android app |
Pricing side by side
What you pay and what you get for it.
| Component | Vestly | PropBoss |
|---|---|---|
| Price | A$12/mo, or A$16/mo with the packA$16/month with the tax pack to generate yours for review and download | $11.00 / property / month |
| Setup fee | $0 | $365 one-off |
| Free trial | 14-day trial for eligible new customers | 14 days (no card) |
| Contract | No lock-in - cancel anytime | Month-to-month |
| AI usage | A$16/month with the tax pack | ~$0.06 per call (metered) |
When PropBoss is the better choice
- You want LIVE bank feeds (CDR). PropBoss has feeds via Fiskil wired in; Vestly does not connect to a bank at all and is not currently building it. Vestly covers the same job with bank-statement import, included in Vestly Core (upload the CSV, transactions matched to properties and categorised, rent detected), which also reaches history a feed cannot and keeps working when one breaks.
- You forward every bill and PM email to one inbox. PropBoss has an AI email inbox that classifies and queues bills for approval.
- You want a longer runway to evaluate. PropBoss runs a 14-day trial; Vestly runs 14 days, and eligible new customers can start without a card.
When Vestly is the better choice
- You want a flat subscription rather than per-property pricing. Vestly Core includes 30-year value, equity, amortisation and cumulative cashflow modelling from A$12/month; PropBoss charges roughly $11 per property per month.
- You want statement-driven bookkeeping without a bank connection. Vestly Core includes bank-statement CSV import that matches transactions to properties, auto-categorises them, and records rent deposits - review-first, no live feed required.
- You want to generate a state-compliant rent-increase notice in 8 jurisdictions. Vestly has the prescribed forms; PropBoss only has a calculator.
- You want refinance + serviceability tools in the product. Vestly runs both end-to-end; PropBoss has a public calculator only.
- You hate setup fees. Vestly has no setup fee; PropBoss charges $365 once you continue past trial.
- You want flat portfolio pricing. Vestly Core starts at A$12/month regardless of portfolio size; PropBoss is roughly $11 per property per month plus a $365 setup fee.
- You want to upload a messy CSV / xlsx / docx / PDF and have it parsed. Vestly has a first-class bulk importer.
- You want flat-price AI, not metered. Vestly's AI tools are included with Pro (A$16/month); PropBoss meters at roughly $0.06 per call.
Why investors choose Vestly
Built only for Australian investors, aligned to the ATO end to end.
Tax-accurate for AU
FY 2026-27 ATO brackets, the 50% CGT discount, Div 40 + Div 43 depreciation, and stamp duty across all 8 states and territories.
One flat subscription
Core covers tracking; Pro adds AI and the tax pack. Every plan starts with a 14-day trial for eligible new customers.
Try it with no risk
Start a 14-day trial for eligible new customers, or explore the live sample portfolio at /demo first.
Switched to Vestly from PropBoss? We'd love to feature your story - email hello@vestly.au.
Ready to compare for yourself?
Start with a 14-day trial for eligible new customers, or visit PropBoss to compare from their side.
Comparison verified 2026-05-25. Tell us if anything is outdated: hello@vestly.au